Finding the right apartment in India as an expat can be challenging. Whether you’re relocating to Delhi for work, moving your family to Bangalore, or spending a few months in Mumbai on a project, your choice of housing will play a big role in how quickly and comfortably you settle in.
The decision often comes down to three factors: length of stay, budget, and lifestyle preferences. But in India, you’ll also need to factor in location, lease norms, cultural expectations, and hidden costs before signing a rental agreement.
Delhi NCR
Mumbai
Bangalore
Hyderabad & Pune
Feature | Furnished | Semi-Furnished | Unfurnished | Serviced |
---|---|---|---|---|
Furniture | Complete set | Basic fixtures | None | Full set + amenities |
Appliances | Usually included | Some | Rarely | All included |
Utilities/Bills | Extra | Extra | Extra | Usually included |
Housekeeping | No | No | No | Yes |
Lease Terms | 11+ months | 11+ months | 11+ months | Flexible (short-term) |
Cost | Higher | Mid-range | Lowest | Highest |
Rent is only one part of your housing budget in India. Most apartment societies charge monthly maintenance fees to cover services like security, gyms, or pools. You’ll also need to factor in brokerage fees—usually equal to one month’s rent and payable upfront. In some states, stamp duty and registration charges are mandatory, adding to your initial costs. Utilities such as electricity, water, gas, and internet are rarely included, except in serviced apartments, and should be budgeted separately. If you opt for semi-furnished or unfurnished housing, don’t forget the additional expense of furniture, appliances, and setup.
For families, the choice of apartment often revolves around proximity to international schools, hospitals, and gated communities with parks or playgrounds. Singles and executives typically prefer locations with easy access to business hubs, gyms, restaurants, and nightlife. Safety is a key concern for most expats, but metro cities commonly offer gated apartments with round-the-clock security. Community also makes a difference—many expat-friendly neighborhoods host active social networks, easing the transition to life in India. Finally, commuting should not be underestimated; selecting a location near metro lines or within a short drive of the office can significantly improve daily living.
✅ Verify landlord’s ownership documents.
✅ Confirm 24/7 water supply and power backup.
✅ Ask about society rules (pets, guests, parking).
✅ Review rent escalation clauses (commonly 5–10% annually).
✅ Inspect plumbing, appliances, and fittings carefully.
John, a professional from the UK, moved to Gurgaon on a two-year assignment. He began his stay in a serviced apartment for the first three months, which allowed him to settle in comfortably without worrying about furniture or utilities. Once his family joined him, John shifted into a semi-furnished apartment in a gated society near his children’s international school. The move provided him with both flexibility and stability—he could gradually furnish the home while benefiting from strong community support, secure surroundings, and easy access to his workplace.
Choosing the right expat apartment in India is about more than just square footage—it’s about lifestyle fit, legal readiness, and long-term comfort. With a clear view of your priorities—stay duration, budget, neighborhood, and cultural expectations—you can make a confident housing decision.
Whether it’s a serviced apartment for a few months or a family home in a gated community, thoughtful planning will ensure your time in India feels like home from day one.